Your out-of-pocket expense will vary depending on the provider, the type of service, and on your insurance plan. We will let you know what your expense will be before your first visit, if possible. Sometimes changes in information received from you, result in changes to the amount owed. Your payment depends on the benefits offered by your insurance plan, the co-pays, co-insurance, and deductibles you owe. Not all insurances have the same co-pays for mental health benefits as they do for primary care benefits. Some group therapy options are offered as self-pay only.